A Quick Dental Insurance Guide from Your Guardian Dentist

One of the most common questions our office receives every day is, “Will you accept my dental insurance?” This is usually quickly followed by, “What will my plan actually cover?” These are both very good questions, and at Ten Mile Dental, we want all of our patients and local employers to know everything they can about using their insurance so they can get the absolute most out of their benefits. This short guide will cover the basics of dental insurance so you can know exactly how to use it to make your dental care more affordable.

“Will you accept my dental insurance?”

The answer to this question is a resounding “Yes!”

Our practice is happy to accept dental insurance plans from a wide variety of providers, and we are proud to say that we are in-network with Guardian (PPO). If you have dental insurance, our team will always be able to use it to help you save on your dental care, and if you have a plan with Guardian, you’ll save even more!

Dental Insurance Basics: “What will my plan actually cover?”

Dental insurance plans are like clouds in the beautiful Colorado sky: they’re all completely different! Depending on your provider and your plan, the treatments and how much you’ll be covered for them can vary widely. However, there are a few basic things that can be said about dental insurance:

  • Typically, routine preventive care (such as cleanings, exams, and x-rays) are completely or mostly covered by many plans. Dental insurance is intended to help people avoid dental problems rather than get them repaired, which is the big difference between it and standard medical insurance.
  • Restorative treatments like crowns, bridges, fillings, and dentures are usually partially covered, and this can range from 50-70% depending on a particular plan.
  • Cosmetic treatments such as teeth whitening are generally not covered, but others such as porcelain crowns and veneers may be if they help restore the teeth in addition to enhancing them aesthetically.
  • Going to a dentist who is in-network with your plan, like we are with Guardian (PPO), will always help you save more than visiting one who is out-of-network. In our case, our practice has a contract with Guardian where they have agreed to cover a portion of our patients’ services who are insured by them. This is because they trust our practice to provide high-quality care that will help people maintain their dental health over the long term.

These are generalities when it comes to dental insurance, so in order to figure out how we can work with your particular plan, you simply need to call us with your policy information handy. Our team of insurance experts will help you understand exactly how we can use your plan at your next appointment. No matter what plan you have, our team will file the claim for you, handle all the paperwork, and do everything we can to maximize your benefits.

Have Any More Questions?

Hopefully this cleared up any questions you might have had about dental insurance. To use your plan with us, simply bring your insurance ID card to your next appointment, and we’ll do the rest! Once again, we encourage you to call ahead so we can let you know exactly how much your plan will cover so there will be no unnecessary surprises at checkout!

If you have any more questions about dental insurance, we’d love to answer them, so please call us today.